For MTOs
Protect Customer Trust.
Redefining IAM for the realities of
distributed enterprises.
Fixiam delivers biometric identity assurance for Money Transfer Operators, eliminating agent fraud, ensuring regulatory compliance, and protecting your brand across your entire payout network.
IDENTITY
CHALLENGE
Global Remittance
Money Transfer Operators rely on vast, distributed agent networks for over-the-counter cash pickups, mobile wallet deposits, and cross-border payouts. These agents handle high-value transactions and sensitive customer data, making them prime targets for fraud. Legacy authentication methods are failing you.
Outdated Access in MTOs
National ID Isn’t Enough
Password Sharing & Session Hijacking
Fragmented Systems
Unsecured & BYOD Devices
Ineffective Blacklists
sanctions, and eroded customer trust.
for Payout Networks
Replace Passwords with Irrefutable, Human-Verified Identity
Fixiam is purpose-built for the high-velocity, high-risk environment of global remittance. We anchor every login and payout to a verified human being, not just a device or password.
How Fixiam Secures MTO Operations
Biometric Login & SSO
for Payout Systems
Agents authenticate with a quick fingerprint or facial scan on their own device. They then get seamless, password-free access to remittance processing, payout applications, and compliance dashboards. This eliminates phishing and credential theft.
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to a Verified Agent
Even on shared devices, every active session remains tied to the biometrically verified agent. This blocks impersonators from taking over mid-session and drastically reduces the risk of internal fraud.
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Blacklist Enforcement
Remove a fraudulent or non-compliant agent once in Fixiam, and their access is revoked instantly across every connected system—payout terminals, customer service tools, and compliance platforms. No silos, no loopholes.
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Posture Checks
Allow agents to use personal devices safely. Fixiam performs real-time security checks (jailbreak detection, OS version) before granting access, enabling flexibility without compromising security.
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-Linked Monitoring
Gain full visibility into agent actions. See exactly who did what, when, and from where. This enables instant fraud detection, faster investigations, and streamlined compliance reporting for regulators.
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ID Integration
Fixiam complements programs like Ghana Card or NIN. The national ID verifies identity at onboarding; Fixiam ensures the same person is behind every subsequent login and transaction.
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PROVEN OUTCOMES FOR MTOs
Measure Security in Revenue
Protected and Trust Earned
MTOs that implement Fixiam don’t just strengthen security; they unlock measurable operational and competitive advantages.
KEY IMPACTS
Reduce Agent-Related Fraud
Improve Compliance & Regulator Confidence
Accelerate Agent Onboarding
Reduce Operational Costs
Build Brand Trust
TECHNICAL EXCELLENCE FOR MTO ENVIRONMENTS
Deployed Globally,
Secure Locally
Fixiam is designed for the fast-paced, geographically distributed nature of Money Transfer Operators.
Deployment
Choose the model that aligns with your data residency requirements and infrastructure strategy.
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Platform Support
Works seamlessly across Android devices, web applications, and POS terminals, ensuring consistent security at every payout point.
Integration
Connect Fixiam directly into your existing remittance, payout, compliance, and CRM systems without ripping and replacing your current infrastructure.
Under 10 Days
Launch a proof-of-concept in as little as 7–10 business days to validate performance, user adoption, and fraud reduction before scaling across your network.