Eliminate Password Sharing,
Enforce Accountability &
Secure Every Login

Reinforcing Trust at the Edge, without Slowing Down Operations.

Banks and fintechs operate in high-stakes environments where trust, compliance, and speed must coexist. Despite robust security policies and advanced IT infrastructure, insider risk remains a persistent blind spot.

Password sharing remains common, often due to urgent operational needs, unexpected absences, or delays in IT provisioning

Frequent password expiry policies lead to unsafe workarounds, staff recycle old credentials, jot them down or simply tweak a single character

Login sessions are tied to user IDs, not the actual human at the keyboard, leaving gaps in non-repudiation

Compliance teams often discover violations only after incidents occur, leading to disciplinary investigations rather than prevention

These gaps create operational friction, invite insider fraud and put banks at risk of audit failures, regulatory breaches and reputational damage.

Fixiam is built to eliminate these vulnerabilities

Biometric Identity & Access Management Built for Financial Institutions

Most telcos operate with fragmented identity systems for SIM
Registration, MoMo, Airtime POS, and CRM, each with its own
credentials and access policies. 

This creates many vulnerabilities:

Password sharing that makes it impossible to trace actions to an individual.


Session hijacking, where unauthorized users take over active sessions.

Siloed blacklists that fail to block rogue agents across all platforms.

Device sprawl with no centralized posture control or audit trail.

Fixiam replaces passwords with biometric authentication at the application layer via fingerprint or facial recognition, ensuring that every login and every transaction is traceable to the real person performing it.

Why Fixiam Stands Apart

Most Identity & Access Management platforms are designed for
office-based enterprise employees, not for the fast-moving, high-
volume, and fragmented world of telecom agent operations.
Fixiam is specifically built to meet the unique challenges telcos
face every day, at scale and at the edge.

Human-Centric Authentication
Fixiam goes beyond verifying devices or credentials. It anchors every login, session, and transaction to the actual person performing it, using biometrics to ensure real-time proof of presence.
Instead of siloed logins and access controls, Fixiam creates one consistent, secure identity framework that works across SIM Registration, MoMo, Airtime POS, CRM, and more.
Built for the realities of distributed agent networks, intermittent connectivity, and mixed device environments, Fixiam ensures smooth, secure access in both urban and remote markets.
Unlike conventional systems, Fixiam applies blacklist rules across every connected platform simultaneously, closing loopholes that fraudsters exploit.
Flexible deployment models and fast integration ensures that telcos can start seeing measurable security and efficiency improvements within days, not months.

Key Capabilities for Banks & Fintechs

Biometric Login & Single Sign-On (SSO)

Say goodbye to passwords and their associated risks. Fixiam offers a single biometric scan (fingerprint or facial recognition) which securely grants access to all authorized banking systems, including Core Banking platforms, CRM, Loan Origination tools, Compliance Systems, and more. This removes the friction of juggling multiple passwords, eliminates reset delays, and closes the door on phishing and credential theft.

Fixiam ensures that every session binds to the authenticated individual, not just the device they are using. Even if an agent hands over a phone, tablet or POS device mid-shift, the session cannot be continued without a fresh biometric re-authentication. This ensures that only the verified person can perform transactions, stopping impersonation and unauthorized handovers in their tracks.
Eliminate the security gaps caused by siloed access controls. When a rogue agent is blacklisted in Fixiam, the block is enforced instantly across all connected systems, from SIM registration to MoMo and CRM without manual updates or coordination. This prevents bad actors from simply switching platforms to continue malicious activity.
Fixiam gives telcos deep visibility into agent operations with live, human-level activity tracking. You can see exactly who accessed which system, at what time, from which device and in which location. Suspicious patterns such as unusual transaction volumes or access from unapproved regions can trigger immediate alerts, enabling proactive intervention before small anomalies become major incidents.
Empower agents to use their own Android devices, reducing the need for additional hardware without compromising security. Fixiam checks each device’s security posture, verifying OS version, encryption status, and rooted/jailbroken state before granting access. Combined with biometric authentication, this enables a safe, cost-effective Bring Your Own Device (BYOD) model that reduces device procurement costs and speeds agent onboarding.
Fixiam complements national ID programs like the Ghana Card or Nigeria’s NIN. Government-issued IDs verify identity during onboarding, while Fixiam ensures that the same person remains behind every login and transaction afterward. This adds a powerful second layer of assurance without disrupting government-mandated processes or integrations.

Fixiam is built for this reality. It delivers financial-grade security and compliance-by-design, ensuring that every login, session and transaction is tied to the actual, verified person performing it, not just a username, password, or device.

Fixiam is built to protect your operations and eliminate vulnerabilities

No shared credentials, as every user is uniquely verified through their biometric identity.

No doubt in investigations, offering real-time, human-verified audit trails provide indisputable evidence for compliance reporting, fraud detection, and dispute resolution.

Meets and anticipates the requirements of PCI DSS, GDPR, ISO 27001, NDPR, and other financial security frameworks.

Fixiam ensures that PCI DSS compliance moves from being a checkbox exercise to an always-on security assurance. Whether you’re preparing for PCI DSS renewal, internal audit or regulatory inspection, Fixiam simplifies compliance while keeping operations moving.

Biometric Trust Layer for
AgentOps

A national ID verifies a person’s identity, not their ongoing presence during a session.

OTPs are still used widely, yet remain vulnerable to phishing, SIM swaps, and social engineering.

Platform blacklists don’t automatically sync, giving bad actors an open lane to shift between systems.
No human-level visibility into who actually performed each transaction.

Banks and fintechs that deploy Fixiam are seeing measurable improvements in security, compliance, and operational efficiency, without slowing down their teams.

Banks, Telcos, Money transfer organisations and
governments use our technology to save money,
increase efficiency and improve their security posture.

Measurable results for
Banking and Fintech Firms
like yours

MTN was able to achieve remarkable results within a relatively short time.
Outstanding work on the Airtel KYC project spanning the year 2010 to date.
Outstanding work on the Airtel KYC project spanning the year 2010 to date.
Eliminate Password Sharing and Reset Fatigue

By replacing passwords entirely, Fixiam removes the most common cause of insider risk and operational slowdowns. Credential sharing to bypass delays becomes a thing of the past and IT teams no longer need to spend hours on password resets. This results in fewer disruptions, stronger security and happier employees.

Fixiam’s biometric session logs serve as indisputable proof of identity for every transaction, making regulatory compliance simpler and faster. When auditors or regulators request transaction verification, the answer is just a few clicks away.
Enrolling a new agent no longer requires multiple manual credential setups. Fixiam ensures that agents can be biometrically enrolled, verified and granted multi-platform access in minutes, reducing downtime and accelerating revenue generation.
Telcos can safely let agents use their own smartphones, tablets, or POS devices without losing control. This reduces the cost of distributing, maintaining, and replacing company-owned hardware, while still enforcing the same high-security standards.
Fixiam consolidates identity management for thousands of agents across multiple platforms into one secure, centralized dashboard. Telcos can enforce policies, revoke access and monitor activity at scale, without replacing existing core systems.

Fixiam doesn’t replace your banking or fintech systems,
it eliminates uncertainty.

Discover how Fixiam strengthens customer trust, safeguards transactions, and empowers your operations to scale with confidence.

Deployment Options

Fixiam is built for rapid implementation, even in large,
geographically dispersed telecom environments where speed to
value is critical.

Cloud or On-Premises
Deployment Options

Choose the model that best aligns with your security, compliance and infrastructure needs.

Android, Web, and Desktop Support

Works seamlessly across Android devices, web applications and POS terminals, ensuring consistent access control no matter how your agents connect.

Simple API and SDK Integration

Embed Fixiam into your existing core banking, payments, or compliance platforms without costly re-engineering.

Pilot-Ready in Under 10 Days

Launch a fully functional proof-of-concept quickly, allowing you to test, measure, and validate the impact before full-scale rollout.

Secure Every End Pointhelp you close identity gaps, stop fraud and scale your operations securely without slowing down.

Learn about Fixiam, and meet others
in our community with live events
and helpful videos.

Public Sector

Understanding Internal Security Risks in 2025

Public Sector

Understanding Internal Security Risks in 2025

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